Naomi Ellsworth
Naomi Ellsworth writes for Savr Digest and other Independent Journal publications, covering bank regulation and consumer credit and broker-dealer compliance and FINRA. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
13 articles
Retirement news: Social Security cut risk and Senate races
CNBC reports Social Security may have to cut retirement benefits in about six years, and that key Senate races could shape what happens next. What it means.
FTC imposter scam crackdown tops $80M in consumer protection redress
The FTC says its Impersonation Rule has produced 14 enforcement actions and over $80 million in consumer redress, plus 19 fake FTC websites taken down.
FTC Warns 25 Health Plan Marketers in Consumer Protection Push
FTC staff sent warning letters to 25 healthcare plan marketers and lead generators during open enrollment, citing deceptive claims about coverage and terms.
FTC, States Sue Toast in Consumer Protection Case Over Fees
The FTC and a group of states and California local officials sued restaurant software firm Toast, alleging hidden fees, unwanted add-ons and hard-to-cancel contracts.
Corporate bond yields: personal finance news for income seekers
CNBC says it may be one of the better moments in recent market history to look at corporate bonds for yield. Here is what savers should weigh before acting.
Fed Expected to Hold Rates in October: Personal Finance News
The Fed is likely to leave interest rates unchanged at its October meeting, CNBC reports. Here is what a hold can mean for card debt, savings and household budgets.
George Foreman's Texas estate hits market at $6M: personal finance news
George Foreman's Texas estate, with a 50-car garage, is listed for $6 million, MarketWatch reports. Here is what is known and what to watch as it hits the market.
Personal finance news: Builders cut new-home prices as traffic sinks
Builders are cutting prices on new homes as buyer traffic falls to a 14-year low, MarketWatch reports. Here is what it means for household budgets and buyers.
FTC sends GOAT refunds in a consumer protection case
The FTC is sending over $100,000 in redress to shoppers deceived by sneaker marketplace GOAT over shipping delays and denied refunds. Here's what changed.
How to Read a Credit Report and Spot Errors
A credit report lists your accounts, payment history and inquiries. Learn each section, how to request free copies, how to dispute errors and what it is not.
Tax news: IRS holds Q4 2026 interest rates steady at 7%
In IR-2026-98 on August 21, 2026, the IRS kept interest rates on individual tax overpayments and underpayments at 7% for the fourth calendar quarter of 2026.
Consumer protection: FTC finalizes TruHeight supplement order
The FTC finalized its order against TruHeight over height-growth supplements for kids, with a $750,000 payment and a ban on fake or incentivized reviews.
Retirement news: Social Security trust funds still projected for 2034
The 2026 Social Security Trustees Report, released June 9, kept the combined trust fund depletion date at 2034, when 83% of scheduled benefits would be payable.