Henry Alcott
Henry Alcott writes for Savr Digest and other Independent Journal publications, covering personal finance and consumer protection. Reporting under this byline is prepared by the Independent Journal editorial desk from primary sources, with AI assistance, and reviewed under our editorial policy.
14 articles
FTC, Washington Settle Small-Business Payment Case: Consumer Protection
Riverside Payments and Cascade Equipment Leasing will pay $600,000 to settle FTC and Washington claims they misled small businesses on savings and cancellation.
FTC, 20 states sue Dollar General in consumer protection case
The FTC and 20 states accuse Dollar General of charging more at the register than shelf prices and ads showed. Here is what the consumer protection case alleges.
FTC consumer protection: court bans debt relief scheme operators
A federal court entered a $106.8 million default judgment and banned operators of an alleged debt relief scheme that targeted seniors and veterans, the FTC says.
FTC Report Puts Older Adults' Fraud Cost at Up to $119.5B
The FTC's new report to Congress estimates fraud may have cost older adults as much as $119.5 billion in 2025. Here is what it covers and what to watch.
FTC Sends $9.8M in Consumer Protection Refunds Over Walmart Scams
The FTC is mailing more than $9.8 million to 65,022 consumers hurt by scams that used Walmart wire transfers. Here's who gets checks and how to spot a real one.
Mortgage Rates Above 7% in 2027? Personal Finance News
MarketWatch reports signs point to mortgage rates staying above 7% in 2027. Here is what that could mean for buyers, owners and refinancers, and what to watch.
CFPB debanking initiative: a consumer protection shift
The CFPB announced a new initiative on debanking by large banks, building on OCC findings. Here is what is known, who could be affected and what to watch next.
FTC Consumer Protection Case Targets $60M Sextortion Relief Scheme
A federal court has paused Digital Forensics Corporation after the FTC alleged it took at least $60 million from sextortion victims for services never delivered.
FTC Warns 24 Healthcare Firms on Pricing in Consumer Protection Push
The FTC sent letters to 24 of the largest healthcare services companies, warning that hiding or muddying prices for scheduled care can violate federal law.
Consumer protection: FTC sues Lens.com over 'Taxes & fees'
The FTC, Utah and Nevada sued Lens.com, alleging a hidden 'Taxes & fees' charge that often doubled advertised contact lens prices. Details of the complaint.
401(k) vs. IRA: How Retirement Accounts Compare
A 401(k) is offered through an employer and an IRA is opened on your own. Compare traditional and Roth versions, employer matches, rollovers and withdrawals.
Consumer protection alert: IRS warns of fake tribal tax credits
In IR-2026-112 on September 18, 2026, the IRS warned taxpayers against promoters selling nonexistent Tribal Tax Credits and Native American Tax Credits.
Retirement news: IRS details 2027 Saver's Match with up to $1,000
IRS Notice 2026-48, announced August 7, 2026, outlined the Saver's Match: a 50% federal match on up to $2,000 of retirement savings, starting in 2027.
Consumer protection: FTC and states sue Hims & Hers over privacy
The FTC, Utah and California sued Hims & Hers over health data sharing with ad platforms and hard-to-cancel subscriptions. What the complaint alleges.